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The Co-operative Bank Bank Switch Bonus & Offers

All active switch cash incentives, requirements, Direct Debit verdicts, and exclusion rules for The Co-operative Bank.

Active The Co-operative Bank Switch Offers

The Co-operative Bank

Standard account

2 DD · £1,500 in · 5 card payments · within 30 days

Yes

“2 active Direct Debits must be moved via CASS. Cheap DDs qualify — the requirement is simply that they are active and collecting.”

£300

£200 guaranteed

  • £125 Switch bonus
  • £25 Month 1 reward
  • £25 Month 2 reward
  • £25 Month 3 reward
  • £100 Loyalty bonus (existing Coventry/Co-op customers only)

8 days left

Frequently Asked Questions: The Co-operative Bank

Does The Co-operative Bank require Direct Debits to claim the switch bonus?

Yes, current The Co-operative Bank switch offers require at least 2 active Direct Debits registered on your account before initiating the switch.

Can I claim a switch bonus if I previously had an account with The Co-operative Bank?

The Co-operative Bank checks whether you have held an account or received a switch bonus from them recently. Always check official terms before applying.

Do 25p Direct Debits qualify for The Co-operative Bank switch deals?

The Co-operative Bank transfers all valid BACS Direct Debit mandates registered on your donor account via the Current Account Switch Service (CASS). 25p BACS mandates satisfy these criteria.

Essential Switching Guides

Beginner's Guide to Switching →

How CASS 7-day switches work & how to use donor accounts.

Cheap Direct Debits Guide →

How 25p BACS mandates qualify without moving real bills.