first direct Bank Switch Bonus & Offers
All active switch cash incentives, requirements, Direct Debit verdicts, and exclusion rules for first direct.
Active first direct Switch Offers
first direct
Standard account
2 DD · £1,000 in · 5 card payments · within 45 days
“2 active Direct Debits or standing orders moved via CASS. Cheap DDs qualify as long as they are active and collecting.”
£175
Frequently Asked Questions: first direct
Does first direct require Direct Debits to claim the switch bonus?
Yes, current first direct switch offers require at least 2 active Direct Debits registered on your account before initiating the switch.
Can I claim a switch bonus if I previously had an account with first direct?
first direct checks whether you have held an account or received a switch bonus from them recently. Always check official terms before applying.
Do 25p Direct Debits qualify for first direct switch deals?
first direct transfers all valid BACS Direct Debit mandates registered on your donor account via the Current Account Switch Service (CASS). 25p BACS mandates satisfy these criteria.
Essential Switching Guides
How CASS 7-day switches work & how to use donor accounts.
How 25p BACS mandates qualify without moving real bills.