first direct

Switch to first direct 1st Account

up to £175

No end date (can be withdrawn anytime)

How You Get Paid

1
£175Switch bonus
Within 45 days: complete CASS switch with 2 DDs, deposit £1,000, make 5+ debit card payments, and log into digital banking
Paid by the 20th of the month following the month you meet all criteria

Full Requirements

✓
Full CASS switch required
Your old account will be closed. Direct Debits and standing orders are moved automatically.
✓
2 active Direct Debits must be moved
Cheap DD verdict:Yes
2 active Direct Debits or standing orders moved via CASS. Cheap DDs qualify as long as they are active and collecting.
✓
Deposit £1,000 within 45 days
Can be split across multiple payments as long as total reaches the minimum.
✓
Make 5+ debit card payments
In-store, online, or via digital wallet (Apple Pay, Google Pay, etc.)
Make a cheap 30p card payment instead →
⏱
Complete within 45 days
All requirements must be met within this window from account opening.

Full Terms Summary

Full CASS switch required. Within 45 days of account opening: move 2 active Direct Debits or standing orders, deposit at least £1,000, make 5 or more debit card payments, and log into first direct digital banking (app or online). Only available to customers who have never held a first direct product and have not opened an HSBC current account on or after 1 January 2018. UK residents only. Paid by the 20th of the following month after criteria met.

Read official terms at first direct →Track this switch

SwitchBonus sources terms from official bank websites and cross-references community reports. Always verify current terms directly with first direct before applying. We are not a financial adviser.