Switch to Santander Everyday Current Account
How You Get Paid
- 1£240Switch bonus
Within 60 days: complete CASS switch, deposit £1,500, and set up 2 qualifying household Direct Debits
Assessed at day 60; paid within 30 days after that (roughly 90 days after switch). Santander is also separately promoting a £200 Regular Saver incentive alongside this — not included here as its exact mechanics need confirming against the official page before publishing.
Full Requirements
- Full CASS switch required
Your old account will be closed. Direct Debits and standing orders are moved automatically.
- 2 active Direct Debits must be movedNo
A 30p Direct Debit does NOT qualify for this one — you'll need a real bill.
Santander requires 2 'Household Direct Debits' — defined as council tax, mobile/broadband, energy, water, or paid-for TV. Generic 25p Direct Debits (e.g. savings transfers) do NOT qualify.
- Deposit £1,500 within 60 days
Can be split across multiple payments as long as total reaches the minimum.
- Complete within 60 days
All requirements must be met within this window from account opening.
Full Terms Summary
Change Log
- 01/09/2026 — Verdict note: Santander requires 2 'Household Direct Debits' — defined as council tax, mobile/broadband, energy, water, or paid-for TV. Generic cheap DDs (e.g. savings transfers) do NOT qualify. → Santander requires 2 'Household Direct Debits' — defined as council tax, mobile/broadband, energy, water, or paid-for TV. Generic 25p Direct Debits (e.g. savings transfers) do NOT qualify.
- 01/09/2026 — Title: Switch to Santander Edge Account → Switch to Santander Everyday Current Account
- 01/09/2026 — Reward: £180 → £240
- 01/09/2026 — Guaranteed cash: £180 → £240
- 01/09/2026 — Deadline: — → 07/10/2026
- 01/09/2026 — terms: Full CASS switch required to an eligible Santander account (Everyday, Edge, Edge Up, Edge Explorer, or Private v2). Within 60 days: pay in at least £1,500 and have at least 2 active Household Direct Debits. Household DDs = council tax, mobile/broadband, gas/electricity, water, paid-for TV. Savings DDs (transferring to own Santander/cahoot/Cater Allen accounts) do NOT count. Not available if you held a Santander current account on 1 January 2025 or have previously received a Santander switcher incentive. Edge account has a £3/month fee. → Full CASS switch required to the Santander Everyday Current Account (no monthly fee). Within 60 days: pay in at least £1,500 and have at least 2 active qualifying household Direct Debits. Household DDs = council tax, mobile/home phone, broadband, paid TV, water, gas, electricity from approved providers. Not available if you held a Santander current account on 1 January 2026 or have previously received a Santander switcher incentive. Joint account applicants receive a single £240 payment, not £240 each. Apply by 7 October 2026. Santander is also running a separate £200 Regular Saver top-up incentive alongside this offer — confirm exact terms on santander.co.uk before including it in comparisons.
SwitchBonus sources terms from official bank websites and cross-references community reports. Always verify current terms directly with Santander UK before applying. We are not a financial adviser.